Posts By Carl Turner
The lowdown on UK inheritance tax
Death and taxes are both unpleasant topics to think about. While there is not much you can do to avoid death, there are steps you can take to minimise your tax liability, in particular if you own assets in the UK and could be impacted by inheritance tax (IHT).
Eight bad financial habits you should avoid
Carl Turner lists eight signs that indicate that you probably aren’t in a healthy place with regard to your finances. If you can relate to any of these points, it’s definitely time to rethink your habits and adopt a more positive approach to long term financial planning. Read on to learn how.
Top tips for dealing with the smog in Bangkok
Air pollution and smog has long been a problem in the world’s biggest cities and Bangkok has not been as badly affected as others such as Shanghai and Hong Kong…until now. Carl Turner offers up some helpful advice on how to protect yourself and your family against the harmful effects of air pollution.
Turbulent Markets? Why you should ignore investment scare stories
A trade war is raging between China and the US and the markets don’t like it. But what does this all mean for investors? Carl Turner provides insights on the current economic landscape in his latest blog.
I work for the UN, should I have a will?
"I work for the UN, should I have a will?" The answer to this is a categorical yes! In his latest blog, Carl Turner explains why it's so important to have a clearly drafted will and provides a handy estate planning checklist to help you get your affairs in order.
UN Employees, have you got enough life insurance?
If you work for the UN, you may already have some life cover - but is it enough? If you have no cover in place, how do you start to work out the level of life insurance that you need? In his latest blog, Carl Turner provides an outline of how you can roughly calculate your own life insurance requirements.
The importance of financial goal setting while working in the UN
For expats who relocate every two to three years through their jobs, it's no wonder that this ‘short-term placement syndrome’ creates a great deal of uncertainty when it comes to financial planning. Carl Turner discusses why it's important for expats to set clear financial goals with expert tips on how to do this.
United Nations employees: will you be able to afford a university education for your child?
One of the great benefits for working for the UN is that most contracts cover children’s school fees which is a great benefit and a huge boost to potential savings. However, this may not be enough to cover it all. In Carl Turner's latest blog, he discusses the often neglected area of university fee and living costs planning.
How to make financial New Year’s resolutions you will keep
Once the festive partying is over and a new year dawns, our thoughts turn to resolutions. We start off optimistic, but before January is over, many of us have already run out of steam. Carl Turner talks about his recommended goal-setting system for making resolutions that you won’t break a week into 2018.
Six books about money to read over the festive period
Some of the world’s most successful business people are renowned for being avid readers. Why not take a leaf out of their book and use the festive period to catch up on some reading? Carl Turner recommends six books which could benefit your personal finances.
The best places for expats to retire in Latin America
Latin America is a popular choice for international expatriate retirees and it is not difficult to see why. Carl Turner lists the top five retirement hotspots across the continent according to the International Living Retirement Index 2017.
The best places for expats to retire in Asia
The end of your working life can be an exciting time, and more and more expats are moving to another country to to make a nest egg go further. Asia is hard to beat when choosing a retirement destination - Carl Turner lists the best countries for expats to retire in Asia and what makes them so appealing.
14 common questions regarding expatriate medical insurance in Asia
Infinity's Carl Turner answers some of the questions expatriates should ask when looking for medical insurance in Asia.
Eight investment tips from Warren Buffett
Carl Turner chooses his favourite tips from Warren Buffett, widely considered to be the world's greatest investor.
The pension deficit disaster – will it affect you?
Defined benefit pension funds in the UK face a combined deficit of £560bn. Infinity's Carl Turner explains how this pension black hole may affect your retirement and why you should act now.
Do you have any ‘dog’ funds in your portfolio?
Poorly performed funds can drag your entire portfolio down. Carl Turner introduces, 'Spot the Dog' the guide that names and shames the worst offenders.
My favourite pieces of investment advice from the experts
There are key pieces of timeless wisdom which apply to all investors whether you have thousands or millions to invest, and I come back to these time and time again. Here are some pearls of wisdom of some of the most successful investors ever!
BT pension holders - how will the BT pension deficit affect your retirement and should you be worried?
BT's pension scheme has a gargantuan £9.5bn blackhole. Do you have a BT pension? Should you be worried? Infinity's Carl Turner investigates.
My favourite pieces of investment advice from the experts
Carl Turner looks at some sage advice from investment gurus that you can apply to your own savings and investments.
Are you losing in the race for investment growth? Perhaps it’s time to switch driver…
If you put a tuk tuk driver in a Formula One car he is unlikely to get on the podium. It's the same with investments, if they are not performing there could be a problem with with the management. Does your portfolio have the right driver?
Financial planning: don’t stress over things you can’t change, concentrate on what you can
When it comes to your investments, you have to learn to accept that there are a lot of issues that you have absolutely no control over. That's why Carl Turner recommends you stop worrying about what you can’t control and use the time and emotional energy that you free up to change the things you can.
Five common financial planning mistakes to avoid when moving overseas
Carl Turner is an expert in expatriate financial planning. In today's blog post he looks at the five common financial planning mistakes people first make when moving overseas.
Is it really worth me meeting a financial adviser?
Although meeting a financial planner might be as appealing as a visit to the dentist financial health is vital to your future well being and should be a priority for us all.
Five familiar financial mistakes made by new expats arriving in Hong Kong
Carl Turner, one of Asia's top financial advisers, outlines the common mistakes he sees expatriates repeat time and agian when they first move to Hong Kong.
Have you become too comfortable with debt?
Infinity's Carl Turner looks at the issue of debt and the danger of falling into the trap of seeing at as a norm of personal financial management.
Choose one of these five financial goals for the New Year
Infinity's Carl Turner looks at some potential financial goals for the year ahead.
How to make sure you keep your New Year’s resolutions
New Year's resolutions often fall be the wayside but, as Carl Turner explains, if you apply SMART goal setting you have a much better chance of going all the way.
Four common financial planning questions Indian expats ask
Carl Turner covers the most common questions he encounters when advising Indians working overseas.
Why expat women in Asia shouldn’t wait until they are pregnant to put maternity cover in place
Carl Turner takes a look at the ins and outs of maternity insurance cover for expatriate women.
Life insurance for expats in Asia – are your family protected if you move?
Infinity's' Carl Turner explains the dangers of not reviewing life cover when you move countries. Vital information for expatriates.
Just moved to Hong Kong? A six point checklist for updating your finances
Carl Turner gives some excellent and practical advice for expatriates relocating to Hong Kong.
Moving overseas? A six point checklist for updating your finances
Follow Carl Turner's six point checklist to take some of the stress out of moving to a new country.
Top world economist admits to being baffled by pensions
Confused by pensions? Don't worry you are not alone most people have no detailed knowledge on the subject. Even one of the world's most internationally renowned economists admits he is baffled by the subject.
Brexit: it's not just the Brits it affects. What has happened and why?
The Brexit vote affects many more people than just the British. Carl Turner takes a look at how the result of the UK's referendum has ramifications for the EU and far beyond.
Brexit – what next?
Carl Turner takes a look at the implications of the result of the UK's referendum on EU membership.
Should I disinvest my portfolio after Brexit?
The shock UK Brexit vote has created volatility and uncertainty in world markets and many people are considering whether they should liquidate their investments. Infinity's Carl Turner warns against precipitate action.
Get informed on the Brexit referendum: the facts without fear or favour
In June the people of the UK face the most momentous political decision for more than a generation. Will they vote to remain in the European Union or choose to leave?
Infinity's Carl Turner believes biased press coverage on both sides of the argument is designed to stir emotions but is also obscuring the key issues and making it difficult for people to take an informed decision.
In this major blog post Carl strips out bias and outlines the issues that matter without an agenda. If you have a vote on the June 23rd read Carl's post before you make up you mind.
Should I move my portfolio into gold and oil?
When markets yo-yo investors get nervous. Infinity's Carl Turner explains why you should resist the urge to look at the short term.
Six reasons you can’t do without health insurance in Myanmar
Carl Turner takes a look at the importance of having international health insurance in Myanmar.
Time for a second opinion on your portfolio?
Are you concerned about your investment portfolio? Get a second opinion from Infinity's Carl Turner
Budgeting: five easy steps to getting your finances in order
Infinity's Carl Turner shares some tips on getting your finances in order.
More month than money? Five ways budgeting will improve your life
Most people lose out on the potential to grow their wealth because they do not budget effectively and the resulting loss of financial control hinders effective planning and saving.
There are major benefits to working to a financial plan and in his first blog of 2016 Infinity's Carl Turner offers some reasons how budgeting will improve your life.
No end in sight for the kyat’s woes
Infinity's Carl Turner takes a look at the future of Myanmar's currency and finds a not too bright future.
Troubled times for the Rand – What should South African investors do?
The Rand is bumping along at close to its lowest ever value against the dollar with no prospect of a turnaround in sight. Infinity's Carl Turner examines what this means for South African expatriate investors.
Five financial must-haves for expat nomads
Many expats have careers that require them to change countries with unusual frequency. This introduces challenges to good financial planning. In today's post Infinity's Carl Turner takes a look at the needs of the modern day expatriate globetrotter.
China’s Black Monday – why I’m pleased my investments are with Tilney Bestinvest
Infinity's Carl Turner explains why he is pleased his clients had award winning active asset management in place when the world's stock markets plummeted on 'Black Monday'
Why is gold losing its shine?
Gold is worth 40% less than its 2011 high, severely denting the wealth of those who invested heavily and still retain significant holdings in the precious metal. Infinity's Cart Turner takes a look at why gold is shining less brightly.
New UK pension freedoms: every rose has a thorn
Infinity's Carl Turner identifies a sting in the tail of the UK government's pension reforms.
Why the Aussie dollar won’t be rallying any time soon
Carl Turner continues his look at the weakness of the Australian dollar in the light of Barclay's recommendation to sell the currency.
Australians abroad: how to cope with currency chaos
Carl Turner takes a look at the recent fall of the value of the Australian dollar and how expat Australians can mitigate against the effect currency fluctuations.
Don’t rely on Myanmar healthcare – ensure you carry international health insurance
Carl Turner takes a look at the state of healthcare in Myanmar and explains why international health insurance is essential for expatriates.
What exactly is an offshore bank account and do you need one?
The term 'offshore banking' often conjures up all kinds of negative connotations but actually, as Carl Turner explains, an offshore or international bank account can be an invaluable financial tool for expatriates.
Labor’s $14bn tax grab will have major repercussions for wealthy Australians
Carl Turner examines the potential impact to Australians of the Labor Opposition's plans to raise more than $14bn over the course of a decade by targeting superannuation schemes of the wealthy.
Leaving the UK part 1: Tax and National Insurance
In Part 1 of a double post feature Carl Turner walks UK nationals through the important steps to take when leaving the UK for an expat life. Today he looks at what to do about your tax and National Insurance.
Leaving the UK part 2: Insurance
In the second part of his look at arrangements to make when leaving the UK, Carl Turner examines how you should get your insurance affairs in order.
Time to check on the dogs!
Carl Turner warns of the importance regularly checking on the performance of the individual funds in your portfolio. As the latest edition of 'Spot the Dog' (published by our partner Tilney Bestinvest) demonstrates, there are plenty of 'dog funds' out there.
Could you get compensation on EU flight delays?
Few things are more frustrating than flight delays. However many expats may be in line for EU compensation if they suffered delays on any qualifying flight all the way back to 2005.
Carl Turner explains.
UK Public sector workers: last chance for pension transfers
Changes to UK pension legislation means that from April 2015 UK public sector pension will not be eligible for pension transfers. If you work in the NHS, the civil service, the fire or police services or the armed forces now is the time to see if QROPS works for you before it is too late.
Saving and Investing: In the long run, discipline breeds success
In the last of his current series of posts on investing and the markets Carl Turner explains why discipline and staying power is the route to success.
Dollar cost averaging as an alternative investment strategy
Carl Turner takes a detailed look at dollar cost averaging and compares it over a 20 year period with the results of other investment strategies.
Time in the markets is more important than timing the markets
Carl Turner explains why investing for the long term is better than chasing short term returns.
UK pensions: when is a flat-rate pension not a flat-rate pension?
UK flat-rate pensions are not as simple or as clear-cut as they first seem. Carl Turner looks at the governments rules within rules to try to shed some light on the complex world of the UK State Pension.
Start saving now to retire before 70
UK citizens starting work today will not be able to claim their state pension until they reach 70, and already the government admits it's not enough to live on! Carl Turner explains that if you have higher ambitions for your retirement it's time to start saving now.
Is your pension a dud? The big-name pension funds that are under performing
Just because your pension is operated by a household name does not mean it is well managed. Carl Turner takes a look at under performing pension funds and how they could be damaging your wealth and threatening a comfortable retirement.
The importance of life insurance
What would be the financial implications of your death? It's an unpleasant a subject, but as Carl Turner explains, it is not something that should be ignored.
Spotting the dogs - the importance of reviewing portfolios & client servicing
Carl Turner looks at the consequences of a 'dog' fund staying in your portfolio and explains why you should regularly review the performance of your investments.
Investing without emotion
Letting your emotions take over is inadvisable when it comes to your investments. Infinity's Carl Turner looks at how listening to all those inner voices can cause investors to make poor decisions in addition to losing sleep at night.
Do you know your residence from your domicile?
Home sweet home may not be where you think it is, at least as far as the authorities are concerned. For any expat residence and domicile status are a key factors in effective financial and estate planning as Carl Turner explains.
Do nothing! What sort of advice is that?
Doing nothing might seem like odd advice from a financial consultant but sometimes it is the right thing to do. Carl Turner explains why.
Diversity: the cornerstone of good investment practice
Carl Turner takes a look the principle of diversification and why it is a crucial factor when considering investments.
How will I ever be able to afford a yacht?
Financial goals are a question of individual choice and as a result vary enormously. In today's post Carl Turner explains how he is helping one of his clients fulfill his lifetime dream to own a yacht and sail around the world.
It’s not how much you earn, it’s how much you save
Expensive toys don't mean much if you blow all your wealth. Carl Turner explains why it is the steady savers rather than the flash Harrys that retain control over their financial destiny.
I am not an investment manager
It is a common misconception that financial planners manage and pick investments. It is easy to see why this has arisen as in Asia if a common practice. However it shouldn't be and in today's post I explain why.
A day in the life of a financial planner
Many people believe that financial planner spend most of their days studying markets and tracking stocks and shares but that is not remotely what I do. In this post I share how I actually spend my days.
What is a financial planner?
Common misconceptions abound about what a financial consultant actually does. In this post I clarify what the job entails and what role I perform for my clients.
Money Matters
Money is just pieces of paper, bits of metal or digits stored on a computer somewhere - nothing particularly impressive about that. Why then is money so important to our lives?
The lowdown on UK inheritance tax

Death and taxes are both unpleasant topics to think about. While there is not much you can do to avoid death, there are steps you can take to minimise your tax liability, in particular if you own assets in the UK and could be impacted by inheritance tax (IHT).
Eight bad financial habits you should avoid

Carl Turner lists eight signs that indicate that you probably aren’t in a healthy place with regard to your finances. If you can relate to any of these points, it’s definitely time to rethink your habits and adopt a more positive approach to long term financial planning. Read on to learn how.
Top tips for dealing with the smog in Bangkok

Air pollution and smog has long been a problem in the world’s biggest cities and Bangkok has not been as badly affected as others such as Shanghai and Hong Kong…until now. Carl Turner offers up some helpful advice on how to protect yourself and your family against the harmful effects of air pollution.
Turbulent Markets? Why you should ignore investment scare stories

A trade war is raging between China and the US and the markets don’t like it. But what does this all mean for investors? Carl Turner provides insights on the current economic landscape in his latest blog.
I work for the UN, should I have a will?

"I work for the UN, should I have a will?" The answer to this is a categorical yes! In his latest blog, Carl Turner explains why it's so important to have a clearly drafted will and provides a handy estate planning checklist to help you get your affairs in order.
UN Employees, have you got enough life insurance?

If you work for the UN, you may already have some life cover - but is it enough? If you have no cover in place, how do you start to work out the level of life insurance that you need? In his latest blog, Carl Turner provides an outline of how you can roughly calculate your own life insurance requirements.
The importance of financial goal setting while working in the UN

For expats who relocate every two to three years through their jobs, it's no wonder that this ‘short-term placement syndrome’ creates a great deal of uncertainty when it comes to financial planning. Carl Turner discusses why it's important for expats to set clear financial goals with expert tips on how to do this.
United Nations employees: will you be able to afford a university education for your child?

One of the great benefits for working for the UN is that most contracts cover children’s school fees which is a great benefit and a huge boost to potential savings. However, this may not be enough to cover it all. In Carl Turner's latest blog, he discusses the often neglected area of university fee and living costs planning.
How to make financial New Year’s resolutions you will keep

Once the festive partying is over and a new year dawns, our thoughts turn to resolutions. We start off optimistic, but before January is over, many of us have already run out of steam. Carl Turner talks about his recommended goal-setting system for making resolutions that you won’t break a week into 2018.
Six books about money to read over the festive period

Some of the world’s most successful business people are renowned for being avid readers. Why not take a leaf out of their book and use the festive period to catch up on some reading? Carl Turner recommends six books which could benefit your personal finances.
The best places for expats to retire in Latin America

Latin America is a popular choice for international expatriate retirees and it is not difficult to see why. Carl Turner lists the top five retirement hotspots across the continent according to the International Living Retirement Index 2017.
The best places for expats to retire in Asia

The end of your working life can be an exciting time, and more and more expats are moving to another country to to make a nest egg go further. Asia is hard to beat when choosing a retirement destination - Carl Turner lists the best countries for expats to retire in Asia and what makes them so appealing.
14 common questions regarding expatriate medical insurance in Asia

Infinity's Carl Turner answers some of the questions expatriates should ask when looking for medical insurance in Asia.
Eight investment tips from Warren Buffett

Carl Turner chooses his favourite tips from Warren Buffett, widely considered to be the world's greatest investor.
The pension deficit disaster – will it affect you?

Defined benefit pension funds in the UK face a combined deficit of £560bn. Infinity's Carl Turner explains how this pension black hole may affect your retirement and why you should act now.
Do you have any ‘dog’ funds in your portfolio?

Poorly performed funds can drag your entire portfolio down. Carl Turner introduces, 'Spot the Dog' the guide that names and shames the worst offenders.
My favourite pieces of investment advice from the experts

There are key pieces of timeless wisdom which apply to all investors whether you have thousands or millions to invest, and I come back to these time and time again. Here are some pearls of wisdom of some of the most successful investors ever!
BT pension holders - how will the BT pension deficit affect your retirement and should you be worried?

BT's pension scheme has a gargantuan £9.5bn blackhole. Do you have a BT pension? Should you be worried? Infinity's Carl Turner investigates.
My favourite pieces of investment advice from the experts

Carl Turner looks at some sage advice from investment gurus that you can apply to your own savings and investments.
Are you losing in the race for investment growth? Perhaps it’s time to switch driver…

If you put a tuk tuk driver in a Formula One car he is unlikely to get on the podium. It's the same with investments, if they are not performing there could be a problem with with the management. Does your portfolio have the right driver?
Financial planning: don’t stress over things you can’t change, concentrate on what you can

When it comes to your investments, you have to learn to accept that there are a lot of issues that you have absolutely no control over. That's why Carl Turner recommends you stop worrying about what you can’t control and use the time and emotional energy that you free up to change the things you can.
Five common financial planning mistakes to avoid when moving overseas

Carl Turner is an expert in expatriate financial planning. In today's blog post he looks at the five common financial planning mistakes people first make when moving overseas.
Is it really worth me meeting a financial adviser?

Although meeting a financial planner might be as appealing as a visit to the dentist financial health is vital to your future well being and should be a priority for us all.
Five familiar financial mistakes made by new expats arriving in Hong Kong

Carl Turner, one of Asia's top financial advisers, outlines the common mistakes he sees expatriates repeat time and agian when they first move to Hong Kong.
Have you become too comfortable with debt?

Infinity's Carl Turner looks at the issue of debt and the danger of falling into the trap of seeing at as a norm of personal financial management.
Choose one of these five financial goals for the New Year

Infinity's Carl Turner looks at some potential financial goals for the year ahead.
How to make sure you keep your New Year’s resolutions

New Year's resolutions often fall be the wayside but, as Carl Turner explains, if you apply SMART goal setting you have a much better chance of going all the way.
Four common financial planning questions Indian expats ask

Carl Turner covers the most common questions he encounters when advising Indians working overseas.
Why expat women in Asia shouldn’t wait until they are pregnant to put maternity cover in place

Carl Turner takes a look at the ins and outs of maternity insurance cover for expatriate women.
Life insurance for expats in Asia – are your family protected if you move?

Infinity's' Carl Turner explains the dangers of not reviewing life cover when you move countries. Vital information for expatriates.
Just moved to Hong Kong? A six point checklist for updating your finances

Carl Turner gives some excellent and practical advice for expatriates relocating to Hong Kong.
Moving overseas? A six point checklist for updating your finances

Follow Carl Turner's six point checklist to take some of the stress out of moving to a new country.
Top world economist admits to being baffled by pensions

Confused by pensions? Don't worry you are not alone most people have no detailed knowledge on the subject. Even one of the world's most internationally renowned economists admits he is baffled by the subject.
Brexit: it's not just the Brits it affects. What has happened and why?

The Brexit vote affects many more people than just the British. Carl Turner takes a look at how the result of the UK's referendum has ramifications for the EU and far beyond.
Brexit – what next?

Carl Turner takes a look at the implications of the result of the UK's referendum on EU membership.
Should I disinvest my portfolio after Brexit?

The shock UK Brexit vote has created volatility and uncertainty in world markets and many people are considering whether they should liquidate their investments. Infinity's Carl Turner warns against precipitate action.
Get informed on the Brexit referendum: the facts without fear or favour

In June the people of the UK face the most momentous political decision for more than a generation. Will they vote to remain in the European Union or choose to leave?
Infinity's Carl Turner believes biased press coverage on both sides of the argument is designed to stir emotions but is also obscuring the key issues and making it difficult for people to take an informed decision.
In this major blog post Carl strips out bias and outlines the issues that matter without an agenda. If you have a vote on the June 23rd read Carl's post before you make up you mind.
Should I move my portfolio into gold and oil?

When markets yo-yo investors get nervous. Infinity's Carl Turner explains why you should resist the urge to look at the short term.
Six reasons you can’t do without health insurance in Myanmar

Carl Turner takes a look at the importance of having international health insurance in Myanmar.
Time for a second opinion on your portfolio?

Are you concerned about your investment portfolio? Get a second opinion from Infinity's Carl Turner
Budgeting: five easy steps to getting your finances in order

Infinity's Carl Turner shares some tips on getting your finances in order.
More month than money? Five ways budgeting will improve your life

Most people lose out on the potential to grow their wealth because they do not budget effectively and the resulting loss of financial control hinders effective planning and saving.
There are major benefits to working to a financial plan and in his first blog of 2016 Infinity's Carl Turner offers some reasons how budgeting will improve your life.
No end in sight for the kyat’s woes

Infinity's Carl Turner takes a look at the future of Myanmar's currency and finds a not too bright future.
Troubled times for the Rand – What should South African investors do?

The Rand is bumping along at close to its lowest ever value against the dollar with no prospect of a turnaround in sight. Infinity's Carl Turner examines what this means for South African expatriate investors.
Five financial must-haves for expat nomads

Many expats have careers that require them to change countries with unusual frequency. This introduces challenges to good financial planning. In today's post Infinity's Carl Turner takes a look at the needs of the modern day expatriate globetrotter.
China’s Black Monday – why I’m pleased my investments are with Tilney Bestinvest

Infinity's Carl Turner explains why he is pleased his clients had award winning active asset management in place when the world's stock markets plummeted on 'Black Monday'
Why is gold losing its shine?

Gold is worth 40% less than its 2011 high, severely denting the wealth of those who invested heavily and still retain significant holdings in the precious metal. Infinity's Cart Turner takes a look at why gold is shining less brightly.
New UK pension freedoms: every rose has a thorn

Infinity's Carl Turner identifies a sting in the tail of the UK government's pension reforms.
Why the Aussie dollar won’t be rallying any time soon

Carl Turner continues his look at the weakness of the Australian dollar in the light of Barclay's recommendation to sell the currency.
Australians abroad: how to cope with currency chaos

Carl Turner takes a look at the recent fall of the value of the Australian dollar and how expat Australians can mitigate against the effect currency fluctuations.
Don’t rely on Myanmar healthcare – ensure you carry international health insurance

Carl Turner takes a look at the state of healthcare in Myanmar and explains why international health insurance is essential for expatriates.
What exactly is an offshore bank account and do you need one?

The term 'offshore banking' often conjures up all kinds of negative connotations but actually, as Carl Turner explains, an offshore or international bank account can be an invaluable financial tool for expatriates.
Labor’s $14bn tax grab will have major repercussions for wealthy Australians

Carl Turner examines the potential impact to Australians of the Labor Opposition's plans to raise more than $14bn over the course of a decade by targeting superannuation schemes of the wealthy.
Leaving the UK part 1: Tax and National Insurance

In Part 1 of a double post feature Carl Turner walks UK nationals through the important steps to take when leaving the UK for an expat life. Today he looks at what to do about your tax and National Insurance.
Leaving the UK part 2: Insurance

In the second part of his look at arrangements to make when leaving the UK, Carl Turner examines how you should get your insurance affairs in order.
Time to check on the dogs!

Carl Turner warns of the importance regularly checking on the performance of the individual funds in your portfolio. As the latest edition of 'Spot the Dog' (published by our partner Tilney Bestinvest) demonstrates, there are plenty of 'dog funds' out there.
Could you get compensation on EU flight delays?

Few things are more frustrating than flight delays. However many expats may be in line for EU compensation if they suffered delays on any qualifying flight all the way back to 2005.
Carl Turner explains.
UK Public sector workers: last chance for pension transfers

Changes to UK pension legislation means that from April 2015 UK public sector pension will not be eligible for pension transfers. If you work in the NHS, the civil service, the fire or police services or the armed forces now is the time to see if QROPS works for you before it is too late.
Saving and Investing: In the long run, discipline breeds success

In the last of his current series of posts on investing and the markets Carl Turner explains why discipline and staying power is the route to success.
Dollar cost averaging as an alternative investment strategy

Carl Turner takes a detailed look at dollar cost averaging and compares it over a 20 year period with the results of other investment strategies.
Time in the markets is more important than timing the markets

Carl Turner explains why investing for the long term is better than chasing short term returns.
UK pensions: when is a flat-rate pension not a flat-rate pension?

UK flat-rate pensions are not as simple or as clear-cut as they first seem. Carl Turner looks at the governments rules within rules to try to shed some light on the complex world of the UK State Pension.
Start saving now to retire before 70

UK citizens starting work today will not be able to claim their state pension until they reach 70, and already the government admits it's not enough to live on! Carl Turner explains that if you have higher ambitions for your retirement it's time to start saving now.
Is your pension a dud? The big-name pension funds that are under performing

Just because your pension is operated by a household name does not mean it is well managed. Carl Turner takes a look at under performing pension funds and how they could be damaging your wealth and threatening a comfortable retirement.
The importance of life insurance

What would be the financial implications of your death? It's an unpleasant a subject, but as Carl Turner explains, it is not something that should be ignored.
Spotting the dogs - the importance of reviewing portfolios & client servicing

Carl Turner looks at the consequences of a 'dog' fund staying in your portfolio and explains why you should regularly review the performance of your investments.
Investing without emotion

Letting your emotions take over is inadvisable when it comes to your investments. Infinity's Carl Turner looks at how listening to all those inner voices can cause investors to make poor decisions in addition to losing sleep at night.
Do you know your residence from your domicile?

Home sweet home may not be where you think it is, at least as far as the authorities are concerned. For any expat residence and domicile status are a key factors in effective financial and estate planning as Carl Turner explains.
Do nothing! What sort of advice is that?

Doing nothing might seem like odd advice from a financial consultant but sometimes it is the right thing to do. Carl Turner explains why.
Diversity: the cornerstone of good investment practice

Carl Turner takes a look the principle of diversification and why it is a crucial factor when considering investments.
How will I ever be able to afford a yacht?

Financial goals are a question of individual choice and as a result vary enormously. In today's post Carl Turner explains how he is helping one of his clients fulfill his lifetime dream to own a yacht and sail around the world.
It’s not how much you earn, it’s how much you save

Expensive toys don't mean much if you blow all your wealth. Carl Turner explains why it is the steady savers rather than the flash Harrys that retain control over their financial destiny.
I am not an investment manager

It is a common misconception that financial planners manage and pick investments. It is easy to see why this has arisen as in Asia if a common practice. However it shouldn't be and in today's post I explain why.
A day in the life of a financial planner

Many people believe that financial planner spend most of their days studying markets and tracking stocks and shares but that is not remotely what I do. In this post I share how I actually spend my days.
What is a financial planner?

Common misconceptions abound about what a financial consultant actually does. In this post I clarify what the job entails and what role I perform for my clients.
Money Matters

Money is just pieces of paper, bits of metal or digits stored on a computer somewhere - nothing particularly impressive about that. Why then is money so important to our lives?