Posts By Carl Turner

How to make financial New Year’s resolutions you will keep

How to make financial New Year’s resolutions you will keep

Once the festive partying is over and a new year dawns, our thoughts turn to resolutions. We start off optimistic, but before January is over, many of us have already run out of steam. Carl Turner talks about his recommended goal-setting system for making resolutions that you won’t break a week into 2018.

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Carl Turner

Carl Turner

Posted on January 02, 2018 in Financial Planning.

Six books about money to read over the festive period

Six books about money to read over the festive period

Some of the world’s most successful business people are renowned for being avid readers. Why not take a leaf out of their book and use the festive period to catch up on some reading? Carl Turner recommends six books which could benefit your personal finances.

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Carl Turner

Carl Turner

Posted on December 11, 2017 in Financial Planning.

The best places for expats to retire in Latin America

The best places for expats to retire in Latin America

Latin America is a popular choice for international expatriate retirees and it is not difficult to see why. Carl Turner lists the top five retirement hotspots across the continent according to the International Living Retirement Index 2017.

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Carl Turner

Carl Turner

Posted on November 22, 2017 in Retirement Planning.

The best places for expats to retire in Asia

The best places for expats to retire in Asia

The end of your working life can be an exciting time, and more and more expats are moving to another country to to make a nest egg go further. Asia is hard to beat when choosing a retirement destination - Carl Turner lists the best countries for expats to retire in Asia and what makes them so appealing.

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Carl Turner

Carl Turner

Posted on November 14, 2017 in Retirement Planning.

14 common questions regarding expatriate medical insurance in Asia

14 common questions regarding expatriate medical insurance in Asia

Infinity's Carl Turner answers some of the questions expatriates should ask when looking for medical insurance in Asia.

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Carl Turner

Carl Turner

Posted on May 28, 2017 in Insurance.

Eight investment tips from Warren Buffett

Eight investment tips from Warren Buffett

Carl Turner chooses his favourite tips from Warren Buffett, widely considered to be the world's greatest investor.

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Carl Turner

Carl Turner

Posted on March 30, 2017 in Investments.

The pension deficit disaster – will it affect you?

The pension deficit disaster – will it affect you?

Defined benefit pension funds in the UK face a combined deficit of £560bn. Infinity's Carl Turner explains how this pension black hole may affect your retirement and why you should act now.

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Carl Turner

Carl Turner

Posted on March 29, 2017 in Pensions.

Do you have any ‘dog’ funds in your portfolio?

Do you have any ‘dog’ funds in your portfolio?

Poorly performed funds can drag your entire portfolio down. Carl Turner introduces, 'Spot the Dog' the guide that names and shames the worst offenders.

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Carl Turner

Carl Turner

Posted on March 28, 2017 in Investments.

My favourite pieces of investment advice from the experts

My favourite pieces of investment advice from the experts

There are key pieces of timeless wisdom which apply to all investors whether you have thousands or millions to invest, and I come back to these time and time again. Here are some pearls of wisdom of some of the most successful investors ever!

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Carl Turner

Carl Turner

Posted on March 27, 2017 in Investments.

BT pension holders - how will the BT pension deficit affect your retirement and should you be worried?

BT pension holders - how will the BT pension deficit affect your retirement and should you be worried?

BT's pension scheme has a gargantuan £9.5bn blackhole. Do you have a BT pension? Should you be worried? Infinity's Carl Turner investigates.

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Carl Turner

Carl Turner

Posted on March 15, 2017 in Pensions.

My favourite pieces of investment advice from the experts

My favourite pieces of investment advice from the experts

Carl Turner looks at some sage advice from investment gurus that you can apply to your own savings and investments.

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Carl Turner

Carl Turner

Posted on March 10, 2017 in Investments.

Are you losing in the race for investment growth? Perhaps it’s time to switch driver…

Are you losing in the race for investment growth? Perhaps it’s time to switch driver…

If you put a tuk tuk driver in a Formula One car he is unlikely to get on the podium. It's the same with investments, if they are not performing there could be a problem with with the management. Does your portfolio have the right driver?

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Carl Turner

Carl Turner

Posted on March 07, 2017 in Investments.

Financial planning: don’t stress over things you can’t change, concentrate on what you can

Financial planning: don’t stress over things you can’t change, concentrate on what you can

When it comes to your investments, you have to learn to accept that there are a lot of issues that you have absolutely no control over. That's why Carl Turner recommends you stop worrying about what you can’t control and use the time and emotional energy that you free up to change the things you can.

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Carl Turner

Carl Turner

Posted on March 04, 2017 in Financial Planning.

Five common financial planning mistakes to avoid when moving overseas

Five common financial planning mistakes to avoid when moving overseas

Carl Turner is an expert in expatriate financial planning. In today's blog post he looks at the five common financial planning mistakes people first make when moving overseas.

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Carl Turner

Carl Turner

Posted on March 01, 2017 in Financial Planning.

Is it really worth me meeting a financial adviser?

Is it really worth me meeting a financial adviser?

Although meeting a financial planner might be as appealing as a visit to the dentist financial health is vital to your future well being and should be a priority for us all.

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Carl Turner

Carl Turner

Posted on February 28, 2017 in Financial Planning.

Five familiar financial mistakes made by new expats arriving in Hong Kong

Five familiar financial mistakes made by new expats arriving in Hong Kong

Carl Turner, one of Asia's top financial advisers, outlines the common mistakes he sees expatriates repeat time and agian when they first move to Hong Kong.

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Carl Turner

Carl Turner

Posted on February 14, 2017 in Financial Planning.

Have you become too comfortable with debt?

Have you become too comfortable with debt?

Infinity's Carl Turner looks at the issue of debt and the danger of falling into the trap of seeing at as a norm of personal financial management.

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Carl Turner

Carl Turner

Posted on January 31, 2017 in Financial Planning.

Choose one of these five financial goals for the New Year

Choose one of these five financial goals for the New Year

Infinity's Carl Turner looks at some potential financial goals for the year ahead.

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Carl Turner

Carl Turner

Posted on January 10, 2017 in Financial Planning.

How to make sure you keep your New Year’s resolutions

How to make sure you keep your New Year’s resolutions

New Year's resolutions often fall be the wayside but, as Carl Turner explains, if you apply SMART goal setting you have a much better chance of going all the way.

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Carl Turner

Carl Turner

Posted on January 06, 2017 in Financial Planning.

Four common financial planning questions Indian expats ask

Four common financial planning questions Indian expats ask

Carl Turner covers the most common questions he encounters when advising Indians working overseas.

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Carl Turner

Carl Turner

Posted on November 01, 2016 in Financial Planning.

Why expat women in Asia shouldn’t wait until they are pregnant to put maternity cover in place

Why expat women in Asia shouldn’t wait until they are pregnant to put maternity cover in place

Carl Turner takes a look at the ins and outs of maternity insurance cover for expatriate women.

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Carl Turner

Carl Turner

Posted on October 26, 2016 in Insurance.

Life insurance for expats in Asia – are your family protected if you move?

Life insurance for expats in Asia – are your family protected if you move?

Infinity's' Carl Turner explains the dangers of not reviewing life cover when you move countries. Vital information for expatriates.

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Carl Turner

Carl Turner

Posted on October 21, 2016 in Insurance.

Just moved to Hong Kong? A six point checklist for updating your finances

Just moved to Hong Kong? A six point checklist for updating your finances

Carl Turner gives some excellent and practical advice for expatriates relocating to Hong Kong.

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Carl Turner

Carl Turner

Posted on October 18, 2016 in Financial Planning.

Moving overseas? A six point checklist for updating your finances

Moving overseas? A six point checklist for updating your finances

Follow Carl Turner's six point checklist to take some of the stress out of moving to a new country.

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Carl Turner

Carl Turner

Posted on September 30, 2016 in Financial Planning.

Top world economist admits to being baffled by pensions

Top world economist admits to being baffled by pensions

Confused by pensions? Don't worry you are not alone most people have no detailed knowledge on the subject. Even one of the world's most internationally renowned economists admits he is baffled by the subject.

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Carl Turner

Carl Turner

Posted on July 31, 2016 in Pensions.

Brexit: it's not just the Brits it affects. What has happened and why?

Brexit: it's not just the Brits it affects. What has happened and why?

The Brexit vote affects many more people than just the British. Carl Turner takes a look at how the result of the UK's referendum has ramifications for the EU and far beyond.

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Carl Turner

Carl Turner

Posted on July 01, 2016 in Investments.

Brexit – what next?

Brexit – what next?

Carl Turner takes a look at the implications of the result of the UK's referendum on EU membership.

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Carl Turner

Carl Turner

Posted on June 29, 2016 in Financial Planning.

Should I disinvest my portfolio after Brexit?

Should I disinvest my portfolio after Brexit?

The shock UK Brexit vote has created volatility and uncertainty in world markets and many people are considering whether they should liquidate their investments. Infinity's Carl Turner warns against precipitate action.

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Carl Turner

Carl Turner

Posted on June 29, 2016 in Investments.

Get informed on the Brexit referendum: the facts without fear or favour

Get informed on the Brexit referendum: the facts without fear or favour

In June the people of the UK face the most momentous political decision for more than a generation. Will they vote to remain in the European Union or choose to leave?

Infinity's Carl Turner believes biased press coverage on both sides of the argument is designed to stir emotions but is also obscuring the key issues and making it difficult for people to take an informed decision.

In this major blog post Carl strips out bias and outlines the issues that matter without an agenda. If you have a vote on the June 23rd read Carl's post before you make up you mind.

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Carl Turner

Carl Turner

Posted on May 04, 2016 in Viewpoint.

Should I move my portfolio into gold and oil?

Should I move my portfolio into gold and oil?

When markets yo-yo investors get nervous. Infinity's Carl Turner explains why you should resist the urge to look at the short term.

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Carl Turner

Carl Turner

Posted on March 30, 2016 in Investments.

Six reasons you can’t do without health insurance in Myanmar

Six reasons you can’t do without health insurance in Myanmar

Carl Turner takes a look at the importance of having international health insurance in Myanmar.

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Carl Turner

Carl Turner

Posted on March 22, 2016 in Insurance.

Time for a second opinion on your portfolio?

Time for a second opinion on your portfolio?

Are you concerned about your investment portfolio? Get a second opinion from Infinity's Carl Turner

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Carl Turner

Carl Turner

Posted on March 11, 2016 in Investments.

Budgeting: five easy steps to getting your finances in order

Budgeting: five easy steps to getting your finances in order

Infinity's Carl Turner shares some tips on getting your finances in order.

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Carl Turner

Carl Turner

Posted on January 27, 2016 in Financial Planning.

More month than money? Five ways budgeting will improve your life

More month than money? Five ways budgeting will improve your life

Most people lose out on the potential to grow their wealth because they do not budget effectively and the resulting loss of financial control hinders effective planning and saving.

There are major benefits to working to a financial plan and in his first blog of 2016 Infinity's Carl Turner offers some reasons how budgeting will improve your life.

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Carl Turner

Carl Turner

Posted on January 07, 2016 in Financial Planning.

No end in sight for the kyat’s woes

No end in sight for the kyat’s woes

Infinity's Carl Turner takes a look at the future of Myanmar's currency and finds a not too bright future.

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Carl Turner

Carl Turner

Posted on December 05, 2015 in Expats & Currency.

Troubled times for the Rand – What should South African investors do?

Troubled times for the Rand – What should South African investors do?

The Rand is bumping along at close to its lowest ever value against the dollar with no prospect of a turnaround in sight. Infinity's Carl Turner examines what this means for South African expatriate investors.

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Carl Turner

Carl Turner

Posted on October 27, 2015 in Investments.

Five financial must-haves for expat nomads

Five financial must-haves for expat nomads

Many expats have careers that require them to change countries with unusual frequency. This introduces challenges to good financial planning. In today's post Infinity's Carl Turner takes a look at the needs of the modern day expatriate globetrotter.

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Carl Turner

Carl Turner

Posted on September 18, 2015 in Financial Planning.

China’s Black Monday – why I’m pleased my investments are with Tilney Bestinvest

China’s Black Monday – why I’m pleased my investments are with Tilney Bestinvest

Infinity's Carl Turner explains why he is pleased his clients had award winning active asset management in place when the world's stock markets plummeted on 'Black Monday'

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Carl Turner

Carl Turner

Posted on September 11, 2015 in Investments.

Why is gold losing its shine?

Why is gold losing its shine?

Gold is worth 40% less than its 2011 high, severely denting the wealth of those who invested heavily and still retain significant holdings in the precious metal. Infinity's Cart Turner takes a look at why gold is shining less brightly.

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Carl Turner

Carl Turner

Posted on August 17, 2015 in Investments.

New UK pension freedoms: every rose has a thorn

New UK pension freedoms: every rose has a thorn

Infinity's Carl Turner identifies a sting in the tail of the UK government's pension reforms.

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Carl Turner

Carl Turner

Posted on July 21, 2015 in Pensions.

Why the Aussie dollar won’t be rallying any time soon

Why the Aussie dollar won’t be rallying any time soon

Carl Turner continues his look at the weakness of the Australian dollar in the light of Barclay's recommendation to sell the currency.

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Carl Turner

Carl Turner

Posted on June 29, 2015 in Expats & Currency.

Australians abroad: how to cope with currency chaos

Australians abroad: how to cope with currency chaos

Carl Turner takes a look at the recent fall of the value of the Australian dollar and how expat Australians can mitigate against the effect currency fluctuations.

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Carl Turner

Carl Turner

Posted on June 25, 2015 in Expats & Currency.

Don’t rely on Myanmar healthcare – ensure you carry international health insurance

Don’t rely on Myanmar healthcare – ensure you carry international health insurance

Carl Turner takes a look at the state of healthcare in Myanmar and explains why international health insurance is essential for expatriates.

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Carl Turner

Carl Turner

Posted on June 18, 2015 in Insurance.

What exactly is an offshore bank account and do you need one?

What exactly is an offshore bank account and do you need one?

The term 'offshore banking' often conjures up all kinds of negative connotations but actually, as Carl Turner explains, an offshore or international bank account can be an invaluable financial tool for expatriates.

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Carl Turner

Carl Turner

Posted on May 21, 2015 in Financial Planning.

Labor’s $14bn tax grab will have major repercussions for wealthy Australians

Labor’s $14bn tax grab will have major repercussions for wealthy Australians

Carl Turner examines the potential impact to Australians of the Labor Opposition's plans to raise more than $14bn over the course of a decade by targeting superannuation schemes of the wealthy.

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Carl Turner

Carl Turner

Posted on May 04, 2015 in Financial Planning.

Leaving the UK part 1: Tax and National Insurance

Leaving the UK part 1: Tax and National Insurance

In Part 1 of a double post feature Carl Turner walks UK nationals through the important steps to take when leaving the UK for an expat life. Today he looks at what to do about your tax and National Insurance.

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Carl Turner

Carl Turner

Posted on February 20, 2015 in Financial Planning.

Leaving the UK part 2: Insurance

Leaving the UK part 2: Insurance

In the second part of his look at arrangements to make when leaving the UK, Carl Turner examines how you should get your insurance affairs in order.

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Carl Turner

Carl Turner

Posted on February 20, 2015 in Financial Planning.

Time to check on the dogs!

Time to check on the dogs!

Carl Turner warns of the importance regularly checking on the performance of the individual funds in your portfolio. As the latest edition of 'Spot the Dog' (published by our partner Tilney Bestinvest) demonstrates, there are plenty of 'dog funds' out there.

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Carl Turner

Carl Turner

Posted on January 30, 2015 in Investments.

Could you get compensation on EU flight delays?

Could you get compensation on EU flight delays?

Few things are more frustrating than flight delays. However many expats may be in line for EU compensation if they suffered delays on any qualifying flight all the way back to 2005.
Carl Turner explains.

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Carl Turner

Carl Turner

Posted on January 25, 2015 in Financial Planning.

UK Public sector workers: last chance for pension transfers

UK Public sector workers: last chance for pension transfers

Changes to UK pension legislation means that from April 2015 UK public sector pension will not be eligible for pension transfers. If you work in the NHS, the civil service, the fire or police services or the armed forces now is the time to see if QROPS works for you before it is too late.

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Carl Turner

Carl Turner

Posted on January 12, 2015 in Pensions.

Saving and Investing: In the long run, discipline breeds success

Saving and Investing: In the long run, discipline breeds success

In the last of his current series of posts on investing and the markets Carl Turner explains why discipline and staying power is the route to success.

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Carl Turner

Carl Turner

Posted on December 11, 2014 in Investments.

Dollar cost averaging as an alternative investment strategy

Dollar cost averaging as an alternative investment strategy

Carl Turner takes a detailed look at dollar cost averaging and compares it over a 20 year period with the results of other investment strategies.

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Carl Turner

Carl Turner

Posted on December 11, 2014 in Investments.

Time in the markets is more important than timing the markets

Time in the markets is more important than timing the markets

Carl Turner explains why investing for the long term is better than chasing short term returns.

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Carl Turner

Carl Turner

Posted on December 04, 2014 in Investments.

UK pensions: when is a flat-rate pension not a flat-rate pension?

UK pensions: when is a flat-rate pension not a flat-rate pension?

UK flat-rate pensions are not as simple or as clear-cut as they first seem. Carl Turner looks at the governments rules within rules to try to shed some light on the complex world of the UK State Pension.

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Carl Turner

Carl Turner

Posted on November 26, 2014 in Pensions.

Start saving now to retire before 70

Start saving now to retire before 70

UK citizens starting work today will not be able to claim their state pension until they reach 70, and already the government admits it's not enough to live on! Carl Turner explains that if you have higher ambitions for your retirement it's time to start saving now.

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Carl Turner

Carl Turner

Posted on September 09, 2014 in Retirement Planning.

Is your pension a dud? The big-name pension funds that are under performing

Is your pension a dud? The big-name pension funds that are under performing

Just because your pension is operated by a household name does not mean it is well managed. Carl Turner takes a look at under performing pension funds and how they could be damaging your wealth and threatening a comfortable retirement.

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Carl Turner

Carl Turner

Posted on September 02, 2014 in Pensions.

The importance of life insurance

The importance of life insurance

What would be the financial implications of your death? It's an unpleasant a subject, but as Carl Turner explains, it is not something that should be ignored.

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Carl Turner

Carl Turner

Posted on August 11, 2014 in Insurance.

Spotting the dogs - the importance of reviewing portfolios & client servicing

Spotting the dogs - the importance of reviewing portfolios & client servicing

Carl Turner looks at the consequences of a 'dog' fund staying in your portfolio and explains why you should regularly review the performance of your investments.

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Carl Turner

Carl Turner

Posted on August 05, 2014 in Investments.

Investing without emotion

Investing without emotion

Letting your emotions take over is inadvisable when it comes to your investments. Infinity's Carl Turner looks at how listening to all those inner voices can cause investors to make poor decisions in addition to losing sleep at night.

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Carl Turner

Carl Turner

Posted on July 03, 2014 in Investments.

Do you know your residence from your domicile?

Do you know your residence from your domicile?

Home sweet home may not be where you think it is, at least as far as the authorities are concerned. For any expat residence and domicile status are a key factors in effective financial and estate planning as Carl Turner explains.

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Carl Turner

Carl Turner

Posted on June 26, 2014 in Financial Planning.

Do nothing! What sort of advice is that?

Do nothing! What sort of advice is that?

Doing nothing might seem like odd advice from a financial consultant but sometimes it is the right thing to do. Carl Turner explains why.

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Carl Turner

Carl Turner

Posted on June 16, 2014 in Financial Planning.

Diversity: the cornerstone of good investment practice

Diversity: the cornerstone of good investment practice

Carl Turner takes a look the principle of diversification and why it is a crucial factor when considering investments.

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Carl Turner

Carl Turner

Posted on June 10, 2014 in Investments.

How will I ever be able to afford a yacht?

How will I ever be able to afford a yacht?

Financial goals are a question of individual choice and as a result vary enormously. In today's post Carl Turner explains how he is helping one of his clients fulfill his lifetime dream to own a yacht and sail around the world.

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Carl Turner

Carl Turner

Posted on June 02, 2014 in Savings.

It’s not how much you earn, it’s how much you save

It’s not how much you earn, it’s how much you save

Expensive toys don't mean much if you blow all your wealth. Carl Turner explains why it is the steady savers rather than the flash Harrys that retain control over their financial destiny.

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Carl Turner

Carl Turner

Posted on May 15, 2014 in Savings.

I am not an investment manager

I am not an investment manager

It is a common misconception that financial planners manage and pick investments. It is easy to see why this has arisen as in Asia if a common practice. However it shouldn't be and in today's post I explain why.

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Carl Turner

Carl Turner

Posted on May 07, 2014 in Financial Planning.

A day in the life of a financial planner

A day in the life of a financial planner

Many people believe that financial planner spend most of their days studying markets and tracking stocks and shares but that is not remotely what I do. In this post I share how I actually spend my days.

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Carl Turner

Carl Turner

Posted on April 25, 2014 in Financial Planning.

What is a financial planner?

What is a financial planner?

Common misconceptions abound about what a financial consultant actually does. In this post I clarify what the job entails and what role I perform for my clients.

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Carl Turner

Carl Turner

Posted on April 15, 2014 in Financial Planning.

Money Matters

Money Matters

Money is just pieces of paper, bits of metal or digits stored on a computer somewhere - nothing particularly impressive about that. Why then is money so important to our lives?

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Carl Turner

Carl Turner

Posted on April 12, 2014 in Financial Planning.