Owners of Generali Vision or RL360 Quantum, read this!

User Written by Joseph Regan on March 14, 2017.

Owners of Generali Vision or RL360 Quantum, read this!

I’ve had dozens of individuals come up to me in the past few months saying the same thing: My regular savings plan isn’t growing! Many are angry. They’ve started plans to finance their retirement, save for a property purchase, or build capital for their children’s college education. Of course they want the growth they were promised!

Unfortunately, many of these people blame the product provider of the regular savings plan, but they are not the culprits. These regular savings plans are the investment vehicles, while the funds are the driver.

Think of it this way: If you have a race between a Ferrari F12 Berlinetta vs a 2018 Ford Camry, who would win? Most people would say the Ferrari, and rightfully so.

But now look at it like this: If you have a race between a Ferrari F12 Berlinetta with me (yours truly) as the driver vs a 2018 Ford Camry with F1 superstar Fernando Alonso as the driver, who would win? If you put your money on me, thank you, that’s flattering, but I’ll be honest. I don’t stand a chance against Alonso even if he’s in a go-kart! I would surly crash before the first curve.

As you can see, yes, the vehicle is important to some degree. But the most important part of the entire equation is the driver – the one steering your funds to greatness. To cover the fees of regular savings plans, plus inflation, you’re going to need a well-balanced basket of top-performing funds that are managed on a daily basis.

Ask yourself the following:

Do I have a basket of +20 funds in my regular savings plan?

Are my funds actively managed by a world-class asset manager and change according to market conditions on a daily basis?

Is my basket of funds diversified through various funds in property, currency, commodities, bonds, equities, hedge, and more, throughout various geographic regions ranging from the US to the UK to Europe to Emerging Markets?

If you answered NO to anyone of the questions above, then you just discovered why your regular savings plan is underperforming. You don’t have a topnotch driver at the helm of your investment vehicle.

At Infinity, we’re proud to have Tilney – the UK’s largest private wealth manager with more than 25 billion USD of client assets under management – as the driver of our regular savings plans. With the best in the industry offering a basket of +20 award-winning and actively managed funds with vast asset/geographic diversification, we can turn your regular savings plan into champion. Pop the champagne!

If you would like to learn more on how to maximize the growth of your Generali Vision or RL360 Quantum, get in touch for a no-obligation initial meeting. Call me at+86 152 2182 4499, or email at jregan@infinitysolutions.com. I’m more than happy to help, as long as it doesn’t actually involve racing any sports cars!

Joseph Regan

Joseph Regan

Posted on March 14, 2017 in Savings.