Posts In Financial Planning
Most families tend to focus on the primary breadwinner when they take out life insurance as it’s easy to comprehend how losing their income would impact the household. However, people tend to overlook the huge non-financial contribution of a stay-at-home parent. Verena Malherbe investigates.
Carl Turner lists eight signs that indicate that you probably aren’t in a healthy place with regard to your finances. If you can relate to any of these points, it’s definitely time to rethink your habits and adopt a more positive approach to long term financial planning. Read on to learn how.
Poorly performing investments could put your comfortable retirement in jeopardy, even if you're a diligent saver. Verena Malherbe talks about how you can safeguard your assets through effective financial planning.
You know deep down that you should be getting to grips with budgeting, saving regularly and investing for your retirement...but you're not. Why is that? In his latest blog, Jordan Donald discusses the psychology of saving - and how to stop kicking the retirement can down the road once and for all.
It’s not uncommon for people to think that a financial adviser is not for them. Often this is because they think they don’t earn enough (wrong!) or because they think they can do it themselves. Adon Beddoes analyses ten key life moments when expert guidance is essential.
If you’ve been putting off saving for retirement and have reached your forties or fifties, retiring can seem like a financial impossibility. However, there's still hope! In his latest blog series, Trevor Keidan explains how it's never too late to set and achieve financial goals.
We all know one: that woman who seems to breeze effortlessly through life on time, in control and impeccably turned out. Having your finances in order is part of the package. In her latest blog, Lynda Calver lists her four financial golden rules for smart, savvy women.
It was Theodore Roosevelt who first said ‘comparison is the thief of joy’. Trevor Keidan explains why comparing your financial situation to other people's is getting you nowhere, and what you should be focusing on instead.
Canadian teenager Charlie Lagarde rung in her 19th year around the sun by winning an enviable prize: the choice of a lump sum of $1m Canadian dollars or $1,000 per week for the rest of her life. Ms Lagarde opted for the weekly payments, but what would you do? Adon Beddoes reviews both sides of this interesting dilemma.
It’s amazing just how many people don’t have a clue about their net worth even though this is possibly the single most critical figure to know if you want to be in control of your finances. Check out Philip Howell-Williams' blog post dedicated to this topic which tells you how to calculate your net worth and why it's so important to know.
Are you considering a move to Vietnam? Or maybe you have just relocated and are finding your feet? Either way, Adon Beddoes talks about the best things about being an expat in Vietnam with some helpful tips for newcomers.
Millennials, who have come of age in the shadow of the financial crisis, have learned some important lessons about saving money. Joseph Regan talks about the importance of being savvy with your savings.
For many people the start of a new year is a good opportunity to review the direction their lives are heading in. It’s always great to have at least one financial goal - so why not make 2018 the year to take charge of your finances and find a financial adviser to help you?
Once the festive partying is over and a new year dawns, our thoughts turn to resolutions. We start off optimistic, but before January is over, many of us have already run out of steam. Carl Turner talks about his recommended goal-setting system for making resolutions that you won’t break a week into 2018.
Some of the world’s most successful business people are renowned for being avid readers. Why not take a leaf out of their book and use the festive period to catch up on some reading? Carl Turner recommends six books which could benefit your personal finances.
Many people assume that expats in Asia are living the high life, with maids attending to every need and weekends away in exotic locations. The reality is far less glamorous. Adon Beddoes discusses the reasons why expats often find themselves worse off financially than they were back home.
The term offshore often raises alarm bells with expats, conjuring up images of illegal investors stashing cash where they shouldn’t. Despite the media hype, most offshore investing is completely legal and a useful money management tool which all expats living overseas should consider. Adon Beddoes investigates.
Developments in technology and artificial intelligence will have a major impact on every market sector, and financial services is no exception. Duncan Taylor discusses why humans won’t be taken over by robo-advisers anytime soon.
This month, Philip Howell-Williams was invited to talk expat finances in Hong Kong with Peter Lewis on his Saturday morning show on RTHK, Money Talk. Hong Kong is an attractive expat destination, so if you're thinking of making the move here are some key financial considerations you need to take into account.
Financial success is not usually something that just happens, unless you are blessed with astounding good fortune. Financially successful people come from all walks of life but they have certain habits in common which contribute to their success. Infinity's Lynda Calver is here to give you insight into what it takes!
Debt is of the biggest problems we see as financial advisers. The best way to combat debt is to stay debt free, but that's often impossible in today’s world. Luckily, Joe Regan has put together his top tips for dealing with debt effectively.
When it comes to your investments, you have to learn to accept that there are a lot of issues that you have absolutely no control over. That's why Carl Turner recommends you stop worrying about what you can’t control and use the time and emotional energy that you free up to change the things you can.
Carl Turner is an expert in expatriate financial planning. In today's blog post he looks at the five common financial planning mistakes people first make when moving overseas.
Although meeting a financial planner might be as appealing as a visit to the dentist financial health is vital to your future well being and should be a priority for us all.
Infinity's Sam Barrie takes a look at the most important financial issues for new expatriates to Malaysia to consider.
Carl Turner, one of Asia's top financial advisers, outlines the common mistakes he sees expatriates repeat time and agian when they first move to Hong Kong.
Infinity's Lynda Calver looks at how UK expatriates can manage the financial issues involved in moving back home.
Infinity's Carl Turner looks at the issue of debt and the danger of falling into the trap of seeing at as a norm of personal financial management.
Infinity's Carl Turner looks at some potential financial goals for the year ahead.
New Year's resolutions often fall be the wayside but, as Carl Turner explains, if you apply SMART goal setting you have a much better chance of going all the way.
Infinity's Lynda Calver looks at the most important financial planning issues affecting single expat parents living in Hong Kong.
Carl Turner covers the most common questions he encounters when advising Indians working overseas.
Carl Turner gives some excellent and practical advice for expatriates relocating to Hong Kong.
Follow Carl Turner's six point checklist to take some of the stress out of moving to a new country.
Joe Regan highlights the times and circumstances when you should review and consider your financial well being .
Carl Turner takes a look at the implications of the result of the UK's referendum on EU membership.
Many married women are living as expatriates because of their husband's work and whether they are dependent on their husband's income or not they should still understand some financial planning essentials.
The Samba spirit cannot help but be muted by the economic and political crisis engulfing Brazil. However, as Joe Regan explains, Brazilians based in China have financial planning options that can help mitigate the financial fall out.
Infinity's Adam Kemp takes a look at the potentially thorny subject of setting up joint finances.
Joe Regan takes a look at financial planning issues faced by Indian exptriates living and working in China.
Infinity's Joe Regan outlines financial planning services for diplomats posted to China.
Infinity's Carl Turner shares some tips on getting your finances in order.
Most people lose out on the potential to grow their wealth because they do not budget effectively and the resulting loss of financial control hinders effective planning and saving.
There are major benefits to working to a financial plan and in his first blog of 2016 Infinity's Carl Turner offers some reasons how budgeting will improve your life.
Lynda Calver takes a look at the serious message cloaked in another flippant Facebook cartoon.
New blogger Adam Kemp takes a look at the cost of procrastination when it comes to organising for financial future.
More often than not financial planners get a bad rap but that fact is that many people need help to get their financial lives in good working order. Infinity's Lynda Calver explains why you shouldn't run a mile from an ethical, regulated financial planner.
Many expats have careers that require them to change countries with unusual frequency. This introduces challenges to good financial planning. In today's post Infinity's Carl Turner takes a look at the needs of the modern day expatriate globetrotter.
European bankers made a proper hash of the Greek crisis by ignoring some fundamental principles of the financial planner. In his second look at the Greek debt crisis Trevor Keidan turns the spotlight on complicity of the lenders.
Could a decent financial adviser have helped Greece avoid its perilous debt crisis? Trevor Keidan examines how some straightforward advice might have saved a lot of grief.
In today's post Lynda Calver looks at how you can protect against inflation eroding the value of your savings.
Financial discussions can be highly emotional and are a major cause of arguments and discord between couples. In this post Philip Howell-Williams discusses ways couple can approach talking about money and maintaining household harmony.
There are plenty of successful professional expat women in Hong Kong but statistics suggest that they are likely to have made fewer financial plans than their male counterparts. Lynda Calver explains why this is a mistake and why more women need to put themselves in control.
The term 'offshore banking' often conjures up all kinds of negative connotations but actually, as Carl Turner explains, an offshore or international bank account can be an invaluable financial tool for expatriates.
Carl Turner examines the potential impact to Australians of the Labor Opposition's plans to raise more than $14bn over the course of a decade by targeting superannuation schemes of the wealthy.
A financial planner can have a huge affect on your life so choosing the right one is an important decision. Infinity's Managing Director, Trevor Keidan gives some pointers on what you should be looking at when you are considering appointing a financial adviser.
In Part 1 of a double post feature Carl Turner walks UK nationals through the important steps to take when leaving the UK for an expat life. Today he looks at what to do about your tax and National Insurance.
In the second part of his look at arrangements to make when leaving the UK, Carl Turner examines how you should get your insurance affairs in order.
Few things are more frustrating than flight delays. However many expats may be in line for EU compensation if they suffered delays on any qualifying flight all the way back to 2005.
Carl Turner explains.
Paul Dodd shares his top tips to keeping your financial new year’s resolutions.
Happy New Year!
Paul Dodd uses a medical analogy to explain the difference between the roles of Infinity as a financial planner and Tilney Bestinvest as an investment manager.
Paul Dodd examines the consequences of deflation and how it impacts personal financial planning.
Paul Dodd takes a look at the effects of inflation and why it is important to take it into account in all your financial planning decisions.
Home sweet home may not be where you think it is, at least as far as the authorities are concerned. For any expat residence and domicile status are a key factors in effective financial and estate planning as Carl Turner explains.
Doing nothing might seem like odd advice from a financial consultant but sometimes it is the right thing to do. Carl Turner explains why.
Unplanned, unexpected events can wreak havoc with even the best laid financial plan. Ben Bennett takes a look at the 'events effect' and what you can do to protect yourself.
Trevor Keidan looks back to his his Grandmother's method of saving and explains why the modernised form is just as relevant for financial planning today.
It is a common misconception that financial planners manage and pick investments. It is easy to see why this has arisen as in Asia if a common practice. However it shouldn't be and in today's post I explain why.
Many people believe that financial planner spend most of their days studying markets and tracking stocks and shares but that is not remotely what I do. In this post I share how I actually spend my days.
As you get older and collect responsibilities life can get scary. However making like an ostrich really doesn't help!
Common misconceptions abound about what a financial consultant actually does. In this post I clarify what the job entails and what role I perform for my clients.